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A common recommendation is to save at least 15% of your gross income, but the exact amount depends on your retirement goals and timeline.
List your goals, assess their urgency and importance, and allocate resources based on priority. Consider setting short-term and long-term goals.
Pay bills on time, reduce outstanding debts, keep credit card balances low, and avoid opening too many new accounts at once.
It helps you make informed decisions, manage your finances effectively, and achieve your financial goals, such as retirement, education funding, and lifestyle upgrades.